This red earth, and never a lack of diligence and intelligence; this red land, is always full of passion and jealousy. Clay was born in this earth,
from years ago will be unveiled and shouted out in the country's Provincial Rural Credit Cooperatives by the year's
6, the stroke, the province's key business indicators increase in RCC was significantly higher than the province every year, financial institutions and the country with the industry average, the former
the end of 2010, the province's rural credit cooperatives deposit, loan size exceeded 3,000 billion yuan, the deposit balance exceeded 190 billion yuan, ranking first in the province's financial institutions, increased by 3.6 times than before the reform; the loan balance of nearly 1,300 billion, up 3.2 times the pre-reform, the agricultural loans accounted for more than 70% of total loans; not only remove the majority of legal entities and current loss of the hat, but also to digest the 50 years of accumulated nearly 30 million historical burden, equivalent to more than 6 years with a three same scale recycling and better quality and efficiency of rural credit institutions.
present, the province's network of rural credit cooperatives with over 2,600 organizations, representing the number of provincial branches of financial institutions 42.8%, has covered the province's towns; depositors the total number of adults in the province accounted for 3 / 4 of total loans to customers the total number of the province's nearly 1 / 2, a provincial government agency network under the leadership of the province's largest, most extensive customer base, the largest local bank business institutions.
data is only appearance, is an advanced behind the internal operation mechanism. 6 years of continuous reform and innovation, the province's rural credit cooperatives have built up a modern market economy with a set of mechanisms for effective management, product innovation, service model, labor and employment, income distribution, risk prevention, means of construction, business culture and a series of reform initiatives have achieved significant results.
from rural financial
known as the . Their practices and experiences, to reform the national system of rural credit cooperatives has provided valuable experience as the financial system side of the bright banner of reform.
into the 21st century, more and more prominent in rural capital outflows. The rural finance large number of Reporters in an interview that the town of Nankang terracotta, the town is only credit, no bank outlets. Local cadres said that the town had still another bank, dismissed years ago for poor performance, leaving only the credit services for farmers.
in rural areas most in need of financial support, only the rural credit cooperatives stubbornly persists, still cling to this land.
rural finance most need? Demand for rural finance is the most cyclical short, temporary strong, quantity, small loans without collateral security.
the first pilot province of rural credit cooperatives in the country to promote micro-credit loans to rural households. 6 years, a total of 46.0 billion credit loans farmers to effectively meet the 96% loan demand, and promote more than 1150 million farmers getting rich, known as the historic significance of the
On this basis, the province's rural credit cooperatives credit guarantees innovative way to introduce farmers guaranteed loans, to solve the Small Farmer Agricultural Credit can not be solved by the large amount of funding needs, and introduced the , farmers in the line of credit in use with the take, as also with the borrowed, easy money, but also save interest, and fundamentally resolve the farmers in getting loans without a valid guarantee the global problem.
forest right mortgage loan, Loans ... ... 6 years, the province of rural credit cooperatives continued to emerge, once the province accounted for more than Jiucheng agricultural loans, around seventy percent of the re-employment of laid-off loans, more than Liu Cheng's students to student loan, Yu Sancheng of a Private business loans, to promote the economic rise of Jiangxi Province, building a harmonious society has made a positive contribution.
everything for the
province's rural credit cooperatives and the
2009 年 12 months, Jinggangshan rural credit cooperatives in the , withdrawals, transfers and other banking business. Feelings to reporters, an industry specialized households,
for the protection of access to basic financial services to farmers, the province is not only located in a remote mountainous area of rural credit cooperatives, sustainable business conditions do not have 1 / 4 loss of outlets to be preserved, and the first to start the work to fill gaps in financial services, to set up a branch institutions, setting up simple networks, self-service equipment layout, allocation of start-up costs, targeted recruitment and other effective measures to eliminate gaps in financial services in 39 towns, to achieve full coverage of rural financial services, the peasants at home will have access to basic financial services.
to ensure that governments at all levels of agricultural subsidies and timely payment of benefits to the majority of farmers, rural credit cooperatives in 2007 the province's advantages and advanced information network based on network, the initiative to assume the financial benefits of agricultural subsidies paid agency work, so that the province 54 per year items, more than 10 billion in fiscal subsidies benefit farmers as quickly as possible paid to the hands of more than 800 million households each year to pay the cost of more than 6200 million.
vigorously promote the province's rural credit cooperatives
service means innovation, accelerate the use of information technology achievements, the full expansion of electronic banking and other modern financial services, commercial banks have gone through several years of information technology more than a decade away, using information technology to boost rural financial integration, so that the majority of farmers and urban residents enjoy the same convenience of banking services.
By Associated Press municipal reform of property rights, vigorously promote corporate governance and internal management mechanism innovation, rural commercial banks to set up the conditions; the formation of
rural financial reform is fast, and that we could not help think of the famous We look forward to taking the cautious but steady pace of reform and development of rural credit cooperatives in Jiangxi Province, as is spreading its wings of butterflies, a break (Source: Jiangxi Daily, Hsiao-Chuan)
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